Heat pump running cost in Croatia (HR)
120 m² home, 90 kWh/m²/year heat demand, heat pump COP 3.5, average electricity price € 0.0841 /kWh (last 30 days, HR).
Annual heat pump running cost
€ 259 / year
€ 22 / month average · 3086 kWh electricity used
You save € 649 / year vs direct electric heating (€ 908).
Cost comparison
| Heating system | Annual kWh | Annual cost |
|---|---|---|
| 🟢 Heat pump (COP 3.5) | 3086 | € 259 |
| 🔴 Direct electric (panel heaters) | 10800 | € 908 |
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Free, attribution-required. Paste this iframe into any blog or news article:
<iframe
src="https://euenergy.live/tools/heat-pump/embed?zone=HR&m2=120&kwhm2=90&cop=3.5"
width="100%" height="500"
style="border:1px solid #ddd;border-radius:6px"
loading="lazy"
title={t.headline(zone.code, countryName) + " — euenergy"}
></iframe>Notes on the assumptions
- Heat demand (kWh/m²/yr): Heat demand defaults to country-typical (NO/SE/FI 130–140, IT 80, ES/PT/GR 60).
- COP: COP for air-to-air typically 3–4; air-to-water ~3; ground-source up to 4.5.
- Bidding zone: Electricity price is the 30-day rolling average for HR; excludes grid fees + taxes.
- We compare vs direct electric only since gas/oil/district heating prices vary too much regionally.
See Croatia prices for the whole day: Browse Croatia →